If you're like millions of Canadians, you dream of the day when you will be debt free. Consumer spending in Canada has increased dramatically over the last few years, surpassing that of our American Neighbours. Canada ranks first in the consumer debt-to-financial assets ratio, beating 20 Organisation for Economic Co-operation and Development (OECD) member countries, including the United States and Greece.* It's time for us to take control of our finances and eliminate household debt.

This month, I'm giving you some tips to help you break the cycle of debt and achieve financial freedom. The first page outlines steps you can take to create a budget and save money. Page two details a plan to eliminate debt from credit cards and loans in a fraction of the time it would traditionally take. Feel free to share this information with your family or friends who are looking to get out of debt and improve their financial security.

If you have any questions or would like more information, feel free to call me.

[*Source: Certified General Accountants Association of Canada]

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