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Ruth Ballantyne | Brampton Real Estate Talk Blog

Friday, March 9, 2018   /   by Ruth Ballantyne

International Women's Day

Hey what did you do today to Advance the status of your  fellow women.  I paid it forward to a woman in Mexico who needed a loan to help her have her baby.  She does not have Health Care and as such will have to pay for her baby to be born.  On Kiva she asked for a Loan.  This is my 9th Loan on Kiva.  I usually make a loan to a woman in another country on IWD and Mothers Day.  Just trying to help other woman with a hand up.
 
Hope your International Women's Day is great!
https://goo.gl/images/RKxjVq

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Friday, March 9, 2018   /   by Ruth Ballantyne

What You Need to Know about “Interest Free” Deals

Next to your home and car, home furnishings represent the most expensive product purchases homeowners make. A mid-quality livingroom set, with sofa and two side chairs, can cost thousands of dollars.

 

That’s why most furniture retailers offer “interest free” and “pay much later” deals to soften the blow. These are basically financing options. Say, for example, you want to purchase furniture for the rec room. The cost is $7,200. The furniture retailer may offer you a deal where you “don’t pay a cent” for six months. As long as you pay the balance within that time, no interest is charged.

 

That sounds like a sweet deal. And it is.

 

But, personal finance experts will advise you to tread carefully. If you pay off the balance within the “no interest” timeframe, you’ll benefit from the sweet deal, by having deferred the payment. However, if you fall behind on payments, you’ll be hit with a high interest charge. It’s often 20% or more. That can add hundreds of dollars ...

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Friday, March 9, 2018   /   by Ruth Ballantyne

Open House Questions Some Buyers Forget to Ask

An Open House is an event. And, like many events, it’s easy to get caught up in all the excitement and energy. In fact, when you visit an Open House, you might even end up rubbing elbows with other buyers who are there at the same time.
It can feel like a party! In an environment like that, it’s not unusual to forget to ask important questions about the property. Here are some of the most common:
• How old is the roof?
• How old is the furnace, air conditioner and other HVAC equipment?
• How does the price compare to similar properties in the neighbourhood? (You don’t want to make an offer that’s too high.)
• What are the characteristics of the neighbourhood? (Amenities, safety, traffic, access to public transit, property turnover, etc.)
• What doesn’t come with the home? (Ask specifically about kitchen appliances, gas-connected BBQs, chandeliers, window coverings.)
• Are there any potential impediments to the sale? (Tenants, outstanding liens, etc.)
• Are there any outstanding2 ...

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Ballantyne Professionals | RE/MAX Realty Services Inc.
Ruth Ballantyne
295 Queen Street E
Brampton, ON L6W 3R1
905-456-1000

Information is provided exclusively for consumers’ personal use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable, but is not guaranteed accurate by the MLS®.
Information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable, but is not guaranteed accurate by the MLS®. Copyright 2021 Last Updated April 19, 2021
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